SACCOs and Health and Wellness Programs


SACCOs and Health and Wellness Programs: A Winning Combination

Savings and Credit Cooperative Organizations (SACCOs) are democratically owned and controlled financial institutions that play a vital role in Kenya’s financial landscape. SACCOs provide a wide range of financial services to their members, including savings, loans, insurance, and investment products. They are particularly well-suited to serving low-income and marginalized communities, as they offer affordable and accessible financial services.In recent years, SACCOs have begun to offer health and wellness programs to their members. These programs are designed to promote healthy living and prevent diseases. They can include a variety of services, such as:

  • Health screenings
  • Nutrition counseling
  • Fitness classes
  • Stress management workshops
  • Smoking cessation programs

Health and wellness programs can have a number of benefits for SACCO members. They can help members to:

  • Improve their overall health and well-being
  • Reduce their risk of developing chronic diseases
  • Save money on healthcare costs
  • Increase their productivity and work performance
  • Be more engaged in their communities

SACCOs are well-positioned to offer health and wellness programs to their members. They have a trusted relationship with their members and a deep understanding of their needs. SACCOs can also leverage their financial resources to provide affordable and accessible programs.

Here are some examples of how SACCOs are offering health and wellness programs to their members:

The Kenya Police SACCO 

It offers a variety of health and wellness programs to its members, including health screenings, nutrition counseling, and fitness classes. The SACCO also has a partnership with a local hospital to provide members with discounted healthcare services.

The National Teachers SACCO 

It offers a health insurance plan to its members that covers a wide range of preventive and curative healthcare services. The SACCO also offers a number of wellness programs, such as stress management workshops and smoking cessation programs.

The Sacco Societies Regulatory Authority (SASRA) 

It is working with SACCOs to develop and implement health and wellness programs for their members. SASRA is also providing SACCOs with financial and technical assistance to implement these programs.


Furthermore, the government of Kenya is also supporting SACCOs to their members. It has provided SACCOs with tax breaks and other financial incentives to implement these programs. The government has also launched a number of initiatives to promote healthy living and prevent diseases, which SACCOs can leverage to support their members.

Leave a Reply

Your email address will not be published. Required fields are marked *